Conventional
10, 15, 20 and 30-year optionsThe most common mortgage type, with a range of term lengths and competitive rates for qualified borrowers. Available as fixed or adjustable-rate loans.
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Answer a few questions, send your documents by secure email, and I'll walk you through your options.
Start pre-qualification Mortgage calculatorSee your monthly payment and what you can afford216.849.7246
How it works
- 1Answer a few questionsThree short steps: you, the home, and your finances.
- 2Send documents by secure emailNothing to upload here. I'll tell you exactly what I need.
- 3Review your optionsI'll compare programs from my lenders and call you with what fits.
Loan options
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ConventionalFixed or adjustable, 10 to 30 years
FHADown payments as low as 3.5%
VAZero down for eligible veterans
JumboFor loans above conforming limits
First-Time HomebuyerDown payment assistance and support
RefinanceLower payment, shorter term, or cash out
Investment PropertyRentals, multi-family and commercial
Every loan. One trusted partner.
Mortgage options for every financial profile and homeownership goal. Programs and requirements vary by lender and your situation.
FHA
Low down paymentBacked by the Federal Housing Administration. Down payments as low as 3.5%, and more accessible to borrowers with lower credit scores.
VA
Eligible veteransLimited to eligible veterans, active-duty service members and surviving spouses. Zero down payment, no private mortgage insurance, and competitive rates.
Jumbo
Above conforming limitsFor properties priced above the conforming loan limits set by Fannie Mae and Freddie Mac. Flexible terms for luxury and high-value home purchases.
First-Time Homebuyer
PurchasePrograms that can include down payment assistance, educational resources, and dedicated support through your purchase.
Refinance
Current ownersOptions to lower your monthly payment, shorten your loan term, or access your home equity with a cash-out refinance. We work to find the best option for your goals.
Investment Property
InvestorsFinancing for single-family rentals, multi-family units and commercial investment properties, with structures built for real estate investors.
See all loan options
Not sure which loan is right for you? I'll review your financial picture and recommend a product.
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Estimated monthly payment
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- Principal
- Interest
- Property taxes
- Home insurance
- Mortgage insurance (est.)
Down payment
Loan term
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Estimated price range
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About $0 a month, using a 43% debt-to-income guideline, with estimated taxes, insurance and mortgage insurance (under 20% down) included.
Monthly debts means car loans, student loans, credit card minimums and similar. Taxes and insurance are estimated from the home price.
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Estimates only, for illustration. The rate shown is a sample, not an offer. Your actual rate, payment and eligibility depend on the lender, program, credit profile and market conditions. Not a commitment to lend. Equal Housing Lender.
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I'll review your answers and call or text you within one business day. To get moving faster, send the documents below.
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- Photo ID (driver's license or passport)
- Pay stubs from the last 30 days
- W-2s from the last 2 years
- Bank statements from the last 2 months, all pages
- Self-employed? Last 2 years of tax returns
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